:root{--navy:#263a60;--navy2:#142642;--gold:#f2c85b;--cream:#f8f6ef;--blue:#2b6792;--text:#243444;--muted:#647587;--line:#e2e7ec;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6;background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1140px,92%);margin:auto}.topbar{background:var(--navy2);color:#dce7ef;font-size:.84rem}.topbar .container{display:flex;justify-content:flex-end;gap:24px;padding:8px 0}.topbar a:hover{color:var(--gold)}header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);box-shadow:0 2px 14px rgba(20,38,66,.05)}.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo img{width:205px;height:auto;display:block}.navlinks{display:flex;align-items:center;gap:25px;font-size:.93rem;font-weight:700;color:var(--navy2)}.navlinks a:hover,.navlinks a.active{color:var(--blue)}.navcta{padding:11px 17px;background:var(--navy);color:#fff!important;border-radius:6px}.menu{display:none;border:0;background:none;font-size:27px;color:var(--navy)}.hero{background:linear-gradient(120deg,rgba(20,38,66,.98),rgba(43,103,146,.92));color:#fff;padding:92px 0 84px}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:60px;align-items:center}.eyebrow{color:var(--gold);font-size:.78rem;font-weight:800;letter-spacing:2px;text-transform:uppercase;margin-bottom:15px}.hero h1{font-size:clamp(2.5rem,5vw,4.4rem);line-height:1.05;margin:0 0 20px}.hero p{font-size:1.08rem;color:#e6eef4;max-width:690px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:13px 20px;border-radius:6px;font-weight:800;border:1px solid transparent}.btn-gold{background:var(--gold);color:#15243a}.btn-light{border-color:#fff;color:#fff}.btn-light:hover{background:#fff;color:var(--navy)}.btn-blue{background:var(--blue);color:#fff}.hero-panel{padding:30px;border-radius:16px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18)}.hero-panel h3{margin-top:0;font-size:1.35rem}.hero-panel ul{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:12px}.hero-panel li:before{content:'✓';color:var(--gold);font-weight:900;margin-right:10px}section{padding:78px 0}.section-head{text-align:center;max-width:760px;margin:0 auto 42px}.section-head h2{font-size:2.25rem;color:var(--navy);margin:0 0 10px}.section-head p{color:var(--muted)}.cream{background:var(--cream)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:30px}.card{border:1px solid var(--line);border-radius:14px;padding:28px;background:#fff}.card h3{color:var(--navy);margin:8px 0 8px}.card p{color:var(--muted);font-size:.95rem}.icon{font-size:2rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.checklist{list-style:none;padding:0;display:grid;gap:12px}.checklist li:before{content:'✓';color:var(--blue);font-weight:900;margin-right:10px}.dark{background:var(--navy);color:#fff}.dark h2{color:#fff}.dark p{color:#d7e3ea}.steps{display:grid;gap:14px}.step{display:flex;gap:15px;align-items:center;padding:16px;border-radius:10px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12)}.num{min-width:38px;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy2);font-weight:900}.formbox{background:#fff;color:var(--text);padding:28px;border-radius:15px}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}.full{grid-column:1/-1}label{font-weight:700;font-size:.84rem}input,select,textarea{font:inherit;padding:11px 12px;border:1px solid #d3dce4;border-radius:6px}textarea{min-height:120px;resize:vertical}.notice{font-size:.78rem;color:#71808c;margin-top:10px}.banner{background:var(--cream);padding:55px 0}.banner h1{color:var(--navy);margin:0;font-size:3rem}.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.contact-card{padding:25px;border:1px solid var(--line);border-radius:12px}.contact-card strong{display:block;color:var(--navy);margin-bottom:7px}.cta{background:linear-gradient(120deg,var(--blue),var(--navy));color:#fff;border-radius:18px;text-align:center;padding:48px 25px}.cta h2{font-size:2.2rem;margin:0 0 10px}.cta p{color:#e2edf3;max-width:720px;margin:auto}.cta .actions{justify-content:center}footer{background:#0d2035;color:#bdccd7;padding:45px 0 20px}.footgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.footgrid h3{color:#fff;margin-top:0}.footgrid ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}.footgrid a:hover{color:var(--gold)}.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:17px;text-align:center;font-size:.78rem;color:#8fa4b2}.whatsapp{position:fixed;right:20px;bottom:20px;z-index:60;background:#159447;color:#fff;border-radius:50px;padding:12px 17px;font-weight:800;box-shadow:0 8px 25px rgba(0,0,0,.2)}@media(max-width:850px){.navlinks{display:none}.menu{display:block}.nav{height:72px}.hero-grid,.split,.grid2{grid-template-columns:1fr}.grid3,.contact-cards{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr 1fr}.hero{padding:68px 0}.banner h1{font-size:2.4rem}}@media(max-width:560px){.topbar .container{justify-content:center;gap:12px;font-size:.72rem}.logo img{width:165px}.formgrid{grid-template-columns:1fr}.full{grid-column:auto}.footgrid{grid-template-columns:1fr}section{padding:58px 0}.hero h1{font-size:2.5rem}}